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Title : Big erruptions
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Big erruptions

It has come to light that one of the smaller utility companies has gone to the wall, ceased trading, gone tits up, or whatever you like to call it. They are dead. This is causing a lot of panic among it's customers, most of them will be on a monthly direct debit, and will be in credit. They are now wondering if they should make a move to another supplier now, or wait and see how it pans out. Will their credit be passed on to the new supplier, or do they have to apply for it to be returned to them.

The consensus is that they will be shoved onto another supplier, they will have to be to prevent a break in their gas and electric supplies, but no one know who they will end up with, and on what tariff they will be assigned to. What a mess.

If it happened that my company (Ebico), went bust I would not have that hassle, because I pay quarterly on a bill. They don't get my money up front, it stays with me until I have used their electricity and gas, then I pay them.

The utility companies are sitting on millions of £'s of customers money. If people made a better job of managing their own finances they would not have to spread the cost of their utilities over twelve monthly direct debits to level it out. All that is needed is to work out your annual usage, divide by 12, put cash away during the summer months when heating is not used, and build up a pot to cover the extra to pay in the winter.

I put my meter readings into my account at Ebico, they send a bill, and I pay. I've just paid one, £40, from 12 April to 11th July. If I go over to direct debit I save £7 per year. I won't bother.
Bye for now... ilona

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